A Chicago guide for first-time buyers · Updated October 6, 2026 How we check facts

Belmont Cragin, Chicago: A Neighborhood Guide for First-Time Buyers

Belmont Cragin is Chicago community area 19, a 3.9-square-mile area on the Northwest Side, about 8 miles from the Loop. Belmont Cragin is a large Northwest Side area along Belmont Avenue. About half its parcels are houses, with many two-flats and small apartment buildings mixed in.

Last reviewed October 4, 2026 · Chicago First Time Home Buyer editorial team

Outline: City of Chicago community area boundary for Belmont Cragin. Map data © OpenStreetMap contributors.

At a glance: Belmont Cragin

FactFigure
Community area number19
Part of the cityNorthwest Side
Size3.9 square miles
BordersAustin, Dunning, Hermosa, Montclare, Portage Park
Parcels in the Assessor’s 2026 file15,193
Houses and townhouses7,993 (53%)
Buildings with 2–6 units4,240 (28%)
Condo units590 (4%)
CTA ‘L’ stations inside the areaNone
City Council wards31st, 36th, 30th, 26th, 29th Wards

Homes you will find in Belmont Cragin

The Cook County Assessor’s 2026 file lists 15,193 parcels in Belmont Cragin. 53% are houses or townhouses, 28% are buildings with two to six units, and 4% are condo units. There are also 227 apartment buildings with seven or more units.

This is mostly a single-family market. Houses here can be bought with any of the common first-time buyer loans, and there is no condo association approval to clear. Budget for upkeep that a condo owner shares with neighbors, such as the roof, furnace and sewer line, and get a full inspection during the inspection period.

HomeGrown grants can be used for one- and two-unit homes, condos and townhomes, and the grant amount depends on income and on where in the city the home is. IHDAccess Home is available statewide. Compare the two on our side-by-side page.

Getting around

No CTA ‘L’ station sits inside Belmont Cragin’s boundary. Most trips start on a CTA bus or by car, and the nearest ‘L’ or Metra station is in a neighboring area. If you will commute downtown, time the trip from the homes you are considering before you make an offer.

Parks and libraries

Chicago Park District facilities sit in 4 parks inside Belmont Cragin: Aiello Park, Blackhawk Park, Cragin Park, and Riis Park. The Chicago Public Library has the West Belmont branch here.

City Council wards

Belmont Cragin is split among 5 wards. The largest share of its land is in the 31st Ward (about 35%), with the rest in the 36th (28%), the 30th (24%), the 26th (7%), and the 29th (4%). Ward lines do not follow community area lines, so check an exact address with the City’s ward lookup before you contact an alderperson’s office about zoning, permits or city services.

Neighboring community areas

Belmont Cragin borders Austin, Dunning, Hermosa, Montclare, and Portage Park. See all 77 community areas.

Common questions

Is Belmont Cragin mostly houses or condos?

Mostly houses: 53% of its parcels are houses or townhouses. These shares are from the Cook County Assessor’s 2026 parcel file.

Is there an ‘L’ station in Belmont Cragin?

No. No CTA ‘L’ station is inside Belmont Cragin’s boundary; residents rely on buses, Metra or stations in nearby areas.

What ward is Belmont Cragin in?

It is split among the 31st, 36th, 30th, 26th, and 29th Wards. Check a specific address with the City of Chicago’s ward lookup.

Can I use HomeGrown to buy a home in Belmont Cragin?

HomeGrown is a City of Chicago program, so homes in Belmont Cragin can qualify if the buyer and the property meet its rules. The grant amount depends on household income and the home’s location. See our HomeGrown guide for the current rules.

Sources

  1. City of Chicago Data Portal, Boundaries – Community Areas
  2. Cook County Assessor, Parcel Universe (tax year 2026)
  3. City of Chicago Data Portal, CTA ‘L’ stops
  4. City of Chicago Data Portal, Chicago Park District park facilities
  5. City of Chicago Data Portal, Chicago Public Library locations
  6. City of Chicago Data Portal, Ward boundaries (2023–)

Boundaries, size and neighbors are measured from the City’s official community area boundary. ‘L’ stations, parks and libraries are placed inside the boundary by their coordinates; ward shares are approximate shares of land area. Parcel counts are from the Assessor’s tax year 2026 file, counted October 4, 2026. Houses include townhouses; condo units are counted one parcel per unit.

Cite this page: Chicago First Time Home Buyer, “Belmont Cragin, Chicago: A Neighborhood Guide for First-Time Buyers,” reviewed October 4, 2026, chicagofirsttimehomebuyer.com/buying-process/chicago-neighborhoods/belmont-cragin/.